Investing is no longer just about crunching numbers and analyzing balance sheets; sustainability factors are playing an increasing role in investment decisions.
In a society that often imposes negative stereotypes and limitations on women's financial prowess, it is essential to break free from these constraints and make money our thing!
Engaging with the investment process and seeking clarity on crucial aspects is key to making informed decisions and maximizing your investment potential.
Investors can leverage alternatives to help avoid some of the volatility seen in the public markets while also potentially providing more consistent and higher returns than traditional fixed income.
If you hold multiple RRIFs, another option is to transfer cash from one RRIF account to your RRIF account that holds the EMS investment(s).
If you had to boil it down to the simplest attributes, we could say that a rate of return usually has these properties: it is measured in terms of percentage, it is often expressed in annual terms and, needless to say, when it comes to investing, we always prefer a positive return over a negative one.
The right balance between capital formation and investor protection for non-sophisticated investors in the Canadian Private Markets should prioritize investor protection without completely restricting access to investment opportunities.
There are other lesser-known investments that are qualified to be held in registered plans under the Income Tax Act, including arms-length mortgages.
Capital invested is based on trust, so if investors feel that they cannot trust the organization or the rules to protect them, there is no capital formation.
Small businesses facing financial roadblocks in the post-COVID world can turn to RSP investments for a lifeline.
In the world of investing, real estate has always been one of the most common ways for people to build wealth with a relatively stable asset class.
It inevitably leads to friction between industry and investor advocates because they believe they have opposing needs, which just isn’t true.
Most would agree that one of the keys to success of many businesses is the ability to raise capital.
While fraudsters continue to use the latest trends, technologies and social platforms to target Albertans, by recognizing the tell-tale signs and tactics, you can better avoid them, protect yourself and ultimately report them.
Not all businesses or investment funds are created equal. Often, one must dig well beyond the surface of a business or offering to separate the good from the bad.
Our last episode of the Industry Experts Roundtable Video Series concentrates on the evolving role of the private markets as we investigate the differences between the balance of investor protection and capital formation.
Part 2 of the Industry Experts Roundtable Video Series dives into the impact of regulations and barriers associated with the Private Capital Markets of Canada.
The Industry Experts Roundtable Video Series Part 1 offers a valuable glimpse into the inner workings of the Private Capital Markets of Canada.
The exempt market is unique and not always relatable to traditional investing practices - but that can be a good thing. By taking an informed position and working with experienced professionals, private capital investors can access investment opportunities with unique risk-reward characteristics.
You have a new project which needs additional capital, and you ask your advisors for help on how to source the funds. Invariably their response begins with “look to your friends and family first.” Why… because this is the quickest, easiest, and likely the least expensive route to take.
The first thing to remember is that investing has risks. Investments lose value or fail. Investors can lose money. This is true of almost any type of investment and particularly in a high-risk market. There will be gains, and there will be losses, as this is the nature of investing.
When it comes to your investments, stay focused on your financial goals and avoid the noise in the news and media. By maintaining a long-term view and a diversified investment portfolio aligned to your risk tolerance and goals, you can weather the storms of uncertain markets.
Private investing is still relatively new to “eligible” and “accredited” investors alike, so it’s important to get all the information you need before you decide if it is right for you.
The Cost of Capital can aptly be defined as “a company’s calculation of the minimum return that would be necessary in order to justify undertaking a capital budgeting project. The term cost of capital is used by analysts and investors, and is always an evaluation of whether a projected decision can be justified by its cost. Investors may also us the term to refer to an evaluation of an investment’s potential return in relation to its cost and its risk”.
Risk. A scary word to people, no matter the context. Whether hiking a mountain, leaving an employer, or investing a dollar, risk is something we are evolutionarily predisposed to avoid. But in the world of money, when risk is mentioned, what exactly is being said? When returns are considered, so is risk, but what is risk?
The Private Capital Markets Association of Canada (PCMA)™ is Canada’s largest private capital markets community with over 500 members. It is a not-for-profit association originally founded in 2002 by a group of Canadian business professionals whose firms were active in the exempt securities market. The PCMA is governed by its membership through a volunteer Board of Directors (BOD) elected by its members each year at the annual general membership meeting. The PCMA is managed on a day-to-day basis by the President, Executive Directors and the Membership and Operations Manager.
For any investor, novice or experienced alike, there can be pitfalls and challenges that potentially lead you to making unsuitable investments. These pitfalls include cognitive biases, poor planning, and even missing the red flags of fraud.
An offering memorandum, also known as a private placement memorandum, is a legal document that allows for the sale or private placement of securities such as shares, bonds and debentures in Canada.
There are often common misconceptions and confusion surrounding the exempt market. What is it? What are exempt market securities? Is it called the exempt market, private capital market or private placement? Well, it’s all the above.
The world is in fact becoming more complex, more challenging, more competitive, and therefore bringing on more volatility to public markets and scaring investors with large upswings and downswings. So what does this all mean?
Two dominant themes inevitably present themselves when discussing the purpose of investing: capital preservation and capital growth.
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